Full application

Move from estimate to adviser-ready application.

Sparx helps you prepare the right information before a licensed financial adviser reviews your options. AI can organise the application, but it does not replace human judgement.

Start ApplicationTalk to an Adviser
  • Consent-first application flow
  • Akahu and Didit steps clearly separated
  • Licensed adviser review before any formal outcome
Abstract consent-led application flow interface

Transparent consent

General Privacy, Akahu, and Didit are presented as separate confirmations.

Draft preparation

The front-end flow prepares structured information for the next backend phase.

Human review

All options remain subject to licensed financial adviser review.

Application flow

Prepare your application in five guided steps.

This MVP keeps the experience usable while backend submission, Akahu connection, and Didit verification are finalised.

Step 1

Tell us where to reach you.

We only need enough contact information to prepare a draft and route it to a licensed adviser.